How to Get a Car Loan with Bad Credit

happy couple with car dealer in auto show or salon

Worried about how to get a car loan with bad credit? If you have a few knocks on your credit score and it’s time to upgrade your vehicle to a new Ford or even a used model, then you’ve come to the right place. The finance team at Kistler Ford is here to help you get behind the wheel of a car you love, no matter your credit score! We have strong relationships with a variety of creditors who can meet your car financing needs in and around Sylvania.

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Financing a Car With Bad Credit

Contrary to popular belief, it is possible to get a car with bad credit. That being said, there are some steps that you need to take before coming to your Maumee-area dealership so that you can make the most informed decisions possible. Here is how to get a car with bad credit:

  • Determine how much you can afford. Calculate your budget, and figure out how much you can reasonably afford to pay each month. From there, you can assess which models you can actually drive. Remember that with a poor credit score, you may have higher interest rates – factor that into your calculations as best as you can.
  • Put down more money up front. The more money you put down, the less you will have to finance. Consider valuing your trade to secure a lump sum that you can apply toward your purchase.
  • Check your credit report. Make sure your credit report doesn’t have any errors, as these can be detrimental when you apply for a loan.
  • Ask questions: Don’t be afraid to ask questions if there is anything you’re concerned about.

Regardless of your credit history, financing a car stands to improve your credit score. That is, if you make your payments on time each month. The next time you apply for a car loan near Perrysburg, then, you will likely have access to lower interest rates.

Turn to Kistler Ford with Your Bad Credit Financing Needs

Get in touch with Kistler Ford for all of your financing needs, whether you have good credit, bad credit, or no credit at all. We’re committed to getting all Toledo drivers behind the wheel of a car they love!

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Kistler Ford 41.6755359, -83.6758143.